What are some of the upsides of acquiring a bank charter vs acting as a fintech? What are the downsides? Fintechs like Block and Varo Bank secured banking charters while Chime decided not to.We talked to an ex-employee of Chime about whether the neobank will look to become a chartered bank, Chime's forays into lending and other types of financial products, and the company's 5-year vision.
